Archive for the ‘Health’ category

Help Finding HIPAA Health Insurance Portability Plans in Arizona

August 12th, 2010
James J. Robinson asked:




Do you need a little help finding HIPAA health insurance portability plans? In Arizona, these plans grant certain Americans guaranteed access to health insurance despite having pre-existing conditions or being categorized as “high risk.” Use this guide to get started.

Qualifications For HIPAA Health Insurance Portability Plans In Arizona

If you meet all of the following criteria, you may be eligible to receive health insurance through an Arizona HIPAA health insurance portability plan:

A. You have had creditable coverage before for a minimum of 18 months and that coverage was under a group plan or government plan.

B. You are not currently able to receive health insurance coverage from a group plan, Medicare parts A or B, or Medicaid

C. Your most recent coverage was not terminated because of non-payment.

D. You were offered COBRA coverage when your health insurance ended, took the COBRA coverage and the time period to keep it has expired.

Eligible Individuals Under HIPAA Portability Plans In Arizona

If you’re eligible, you’re guaranteed access to health insurance under HIPAA. But, if a state has an Alternative Mechanism for those in the high-risk category, you’ll be forced to use the Alternative. Such Alternative Mechanisms include high-risk pools. The high-risk pool is guaranteed to grant you health insurance, but you’ll be in a group plan with other high-risk people, rather than being granted access to health insurance under a regular group plan under HIPAA. Be sure and speak with an experienced Arizona health insurance agent that is familiar with the plans available in your area of AZ to help you determine what options are available for your specific situation.

Find Arizona HIPAA Health Insurance Quotes

Did this guide help finding HIPAA health insurance portability plans? In Arizona, you should be able to access quotes immediately if you shop around. Every company that offers individual health insurance coverage in the state of Arizona is required to comply with Federal HIPAA laws so be sure and mention this to your agent if you suspect that you may be HIPAA eligible.

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Is the govt guarenteeing health care or simply health insurance?

August 12th, 2010
Joe Biden asked:


They never seem to say that the 47 million will actually get health care but merely have health insurance so what gives?

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In your opinion, is health care a basic right or a privilege?

August 11th, 2010
anonymous asked:


In your opinion, is health care a basic right or a privilege?

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Health Insurance For Those With Pre-Existing Conditions

August 10th, 2010
Benjamin Robert Ehinger asked:




Have you been rated up or declined for health insurance recently? Do you know that it is probably because of your pre-existing conditions?

There are many people that are uninsured, underinsured, or not even able to get insurance and are facing very serious health issues. These includes heart attacks, diabetes, strokes, liver disease, HIV, pregnancy, kidney disease, and many other horrible things. If you have any of these pre existing conditions you might be declined for health coverage or it might be too expensive for you. Even overweight individuals are starting to be turned down.

There are choices for those that have pre existing conditions, even if you have been turned down before you do have options. Here are some of the options you have.

- Discount health cards

- State risk pool (available in some, but not all states)

- Health Insurance with a Guaranteed Issue

- Employer-sponsored group health plan

- Individual health insurance

You should be warned, though. Your health insurance is going to be high enough that it will have an impact on your lifestyle. Insurance companies do not really care about you. They care about the bottom line and they have to protect themselves from losing money.

If you have pre existing conditions and you are struggling to find health insurance, then check out the options above, and you can even talk to someone in the chamber of commerce to see if they have a solution. They usually have many contacts and this can lead to exactly what you are looking for.

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Should health care professionals be able to take part in assisting with the deaths of terminally ill patients?

August 1st, 2010
Spoiled Bratty asked:


Do you feel that health care professionals should be able to take part in assisting with the deaths of terminally ill persons who wish to die? Why or why not?

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